Articles & Reports

Sub-Prime Lending Markets Will Affect You

Forget all the negative press about "predatory practices" that have put some of the major sub-prime lenders out of business lately - there is much more to the picture! A sub-prime lender is one who lends money to high-risk individuals.

The biggest players, including some large banks and insurance companies, are losing tremendous sums of money at the sub-prime game.

Over the past several months, most major sub-prime lending companies, including the biggest and oldest in the ...

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Real Estate Corner Advantageous Deal Structuring

Contrary to popular belief, "Seller-Financing" is a major force in real estate deals even with the advent of looser institutional underwriting and inexpensive financing.

Private financing accounts for over $100 billion in assets in residential markets alone -- growing by $20 billion over the past five years. Factoring in commercial, industrial and agricultural real estate transactions, private real estate notes presently represent over $350 billion in total assets...


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Practical Real Estate Techniques

They say that "death and taxes" are the only two certainties in this life. When it comes to achieving financial independence, death and taxes are essentially the same thing. Just as friction wears the tread off your tires, tax friction rubs the shine right off your financial statement.

Over time, the friction of taxation will do to your financial future what the Colorado River has done to the Grand Canyon.

In order to build wealth, you must maximize your tax deductions,...

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Helping Your Clients

Your client wants to purchase a business opportunity/commercial building you have listed. He needs $30,000 for the down payment and $25,000 for working capital.

During the pre-qualifying interview, you learn that your client is holding a $125,000 note, secured by a commercial building that he sold along with his auto body business. The note is earning a 10% interest rate payable over 30 years. Although the buyer came in with $50,000 cash, that amount only covered the purchase of the...


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